al Tanmiyyah al Iqtisadiyyah (Economic Development) as a Moral-Philosophical Basis for the Prospect of Indonesian Syariah Bank within the Asean Economic Community Era

This article focuses on the discussion about the principle of al-tanmiyyah al-iqtisadiyyah (economic development) as a moral-philosophical basis for the prospect of the Indonesian syariah bank within the Asean Economic Community era. To analyze this topic, writer offers some features, namely: The principle of al-tanmiyyah al-iqtisadiyyah (economic development) within maqasid al-shari’ah (purposes of Islamic law), about the syariah banking, syariah banking system in Islamic world, the principle of al-tanmiyyah al-iqtisadiyyah and the prospect of syariah bank in Asian Economic Community, syariah bank and entrepreneurship spirit. In addition, at least, there are four aspects why syariah bank becomes prospective in Indonesia: the ideological factor, the role of the Indonesian Ulama Council (MUI), the government’s support by providing laws in syariah banking system, and the entry of international financial institution in syariah banking business. In line with the presence of Asian Economic Community, there are some things that might be developed continuously to make syariah bank can survive, namely: innovative financial product, providing additional capital, strengthening human resources, and improving technology and mobile banking product. In addition to what have been mentioned above, the reconstruction of entrepreneurship spirit in reaching needs to get serious attention by considering the theological, historical, social, economic, political, and institutional aspect.